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HVAC Financing in San Antonio, TX

HVAC Financing in San Antonio, TX

ASC Heating & Air understands that AC unit repairs, installations, and maintenance can be significant financial investments for homeowners and businesses in San Antonio, TX, which is why we offer flexible financing options to ease the burden. Whether you need to repair an aging system, install a brand-new unit, or schedule routine maintenance, our HVAC financing solutions help make these essential services more affordable and accessible.

Flexible AC Unit Payment Plans & Financing

ASC Heating & Air provides various financing plans that cater to different financial situations. These financing options allow homeowners and businesses to spread the cost of HVAC repairs, installations, or maintenance over time, making it easier to manage larger expenditures without compromising comfort or safety. By offering affordable financing, we help ensure that our customers do not have to delay critical repairs or upgrades due to immediate financial constraints.

Customers can take advantage of financing for the following services:

  • HVAC Repairs: Unexpected HVAC breakdowns can be stressful and costly. With financing, ASC Heating & Air helps you cover the costs of AC repairs without draining your savings. This ensures that your HVAC system is restored quickly and efficiently, minimizing discomfort during extreme weather conditions.
  • HVAC Installations: Replacing an old, inefficient heating or cooling system or installing a brand-new one can be expensive, but our financing options make it more manageable. With financing, you can enjoy the benefits of a modern, energy-efficient system that reduces utility bills and enhances comfort without a large upfront payment.

HVAC Maintenance: Regular maintenance is key to keeping your HVAC system running efficiently, but the costs can add up over time. With financing, ASC Heating & Air allows you to schedule routine maintenance without worrying as much about the immediate expense, which helps prolong the life of your system and prevent costly future repairs.

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Improved Affordability

The most obvious benefit of HVAC payment plans and financing services is that it makes large investments more affordable. By spreading the cost over several months or years, you can avoid paying a large sum upfront, which can be particularly helpful if the need for repairs or installation is unexpected. This flexibility allows you to manage your budget more effectively while ensuring your home or business stays comfortable.

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Immediate Access to Services

Delaying HVAC repairs or replacements can lead to discomfort, safety issues, or further damage to your system. Heating and AC unit financing options from ASC Heating & Air help ensure that you can address air conditioning and heating problems as soon as they arise – without having to wait until you have the full amount available. This is especially important in San Antonio, Texas, where extreme heat or cold can create uncomfortable or even dangerous living conditions without a properly functioning HVAC system.

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Access to High-Quality Systems

With financing and promotions, it is easier to obtain high-quality, energy-efficient HVAC systems. These systems may come with a higher initial cost but can significantly reduce energy bills over time. Financing allows you to opt for the best possible system for your needs without being limited by immediate financial constraints. Over time, the energy savings from an efficient system can also help offset the cost of financing.

Goodleap

For financing, Goodleap offers the option of 12 months with no payments and no interest; it also offers you the option to extend the loan out to 10 years in an effort to lower your payments to a very manageable size. You will need a credit score of at least 650 to be approved by this company. If you file a joint application, Goodleap can use the best credit score of the two applicants; they have a high approval rate because of this. Goodleap does a soft pull on your credit.

When it comes to financing your home project, Synchrony offers several options. The most popular is 0% interest for 18 months. After 18 months, interest will be applied retroactively. To be approved for Synchrony financing, you will need a credit score of over 700 points to be approved. Synchrony also does a hard pull on your credit.

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Microf

Microf is a company that can set you up with either a loan or lease for your new HVAC equipment, depending on where your credit score is. They are a 2nd chance finance company. They can get people financed with credit scores as low as 600, provided they have a decent Debt/Income ratio. If you are not approved for a loan, they can still offer the option to lease to own your new equipment. This can be done for people with credit scores as low as 550 in some instances. Mosaic does a soft pull on your credit.

Rebates & Tax Credits

The federal tax credit on new, more efficient HVAC systems has been extended! Ask your technician for details! Also, rebates by CPS are afforded for homeowners in the San Antonio area for up to $225 for each ton of air your new unit produces. This rebate is available as long as funds last and depends on homeowners having at least a 15 SEER unit installed in their homes. However, a 16 SEER air conditioning system will get you a larger rebate.

Often, there are rebates offered by our manufacturers for new HVAC systems. Most are in the form of instant rebates, while others are mail-in. We will do our best to keep you informed on any of these rebates whenever you purchase a new system.

Contact Us Today for Details on HVAC Service Financing! 

With AC unit financing options from ASC Heating & Air in San Antonio, TX, you can enjoy the peace of mind that comes from knowing your HVAC system is in expert hands, all while making the financial aspect more manageable. For further details on our financing options, contact our team today!

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